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More on the New MA Liquor Legislation

07/19/2010

As most of us know, a new piece of legislation was signed in May that affects establishments that pour liquor in MA. As always, new rules and regulations mean questions. In an attempt to clarify the new legislation and answer several questions, our friends at Hospitality Mutual are presenting two short educational teleconferences with respect to the law. The first was held last Wednesday at 10AM, and this short tele-con was certainly worth the 15 minutes it took to explain the new law and answer a few common questions.

Here’s a quick recap of the first telecon:

  • Chapter 116 of the Acts of 2010 goes into effect on August 28th
  • The new legislation affects licensed establishments that serve liquor for on premises consumption.  
  • The minimum required limit is $250,000 per person, $500,000 per accident.
  • Proof of coverage must be provided to the licensing authority to renew a license.
  • Businesses that will need to provide proof of coverage should secure their coverage before they are asked to provide a certificate.  
  • The law does not require insurance for non-pouring licenses. This means package stores are not affected by the new legislation.
  • “Tastings” that may be held at a package or liquor store are not subject to this new insurance requirement. However, businesses should be aware that there are separate “tasting” requirements which include providing food and serving a limited amount of alcohol per “sample”.
  • BYOB establishments that do not hold a liquor license are not subject to the new law; however they can still obtain a liquor liability policy.

If you missed the first call hosted by Hospitality Mutual, you can jump on to the 2nd call which is this Wednesday July 21st at 10AM.

The Number One Agency offers Hospitality Mutual Insurance Company products (Liquor, GL, Property & Excess) for your insureds as a member benefit. Click for program details and applications or email me and I’ll be happy to answer your questions about this program.

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